{"product_id":"payday-budget-planner-paycheck-to-paycheck-excel-template-uk","title":"Paycheck to Paycheck Budget Planner | Payday Excel Template (£ $ €)","description":"\u003cp\u003eKnow exactly what you can spend until your next payday. The Payday Budget Planner is an interactive Excel spreadsheet that works out what is left after your bills and gives you a weekly spending allowance. Choose £, $ or € on the Settings tab and every heading follows.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSave £7.98:\u003c\/strong\u003e get this planner plus the Debt-Free Journey Planner and the Household Management Dashboard together in the \u003ca href=\"\/products\/complete-home-money-planner-bundle-3-excel-planners-uk\"\u003eComplete Home \u0026amp; Money Planner Bundle\u003c\/a\u003e for £24.99.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePlanning Christmas too?\u003c\/strong\u003e Get this planner plus the Christmas Planner \u0026amp; Budget Tracker in the \u003ca href=\"\/products\/christmas-money-bundle-christmas-planner-payday-budget-planner-excel-uk\"\u003eChristmas Money Bundle\u003c\/a\u003e for £12.99 and save £3.99.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside (9 tabs)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayday Summary:\u003c\/strong\u003e your next payday and days to go, the money in your account after your buffer and bills due before payday, what is left to spend, and your weekly spending allowance.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaydays:\u003c\/strong\u003e an income log with expected and received amounts.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBills:\u003c\/strong\u003e bills and direct debits with next due dates. Overdue bills and bills due before payday are flagged automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSpending:\u003c\/strong\u003e log what you spend by category.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBudgets:\u003c\/strong\u003e monthly budgets for food, travel and more across 11 categories, with spent, remaining and % used.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnexpected:\u003c\/strong\u003e record unplanned costs and how you covered them.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly Summary:\u003c\/strong\u003e income, bills, everyday spending, unexpected costs and what was left over for every month of the year.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettings:\u003c\/strong\u003e choose your currency, enter the money in your account now and set a buffer to keep.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to use it\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eDownload the file after purchase and open it in Microsoft Excel.\u003c\/li\u003e\n\u003cli\u003eStart on the \u003cstrong\u003eStart Here\u003c\/strong\u003e tab, then use \u003cstrong\u003eSettings\u003c\/strong\u003e to choose your currency and enter the money in your account now.\u003c\/li\u003e\n\u003cli\u003eAdd your paydays on \u003cstrong\u003ePaydays\u003c\/strong\u003e and your bills on \u003cstrong\u003eBills\u003c\/strong\u003e. Type only in the yellow cells. Grey cells calculate themselves.\u003c\/li\u003e\n\u003cli\u003eSet your monthly budgets, then log what you spend on \u003cstrong\u003eSpending\u003c\/strong\u003e.\u003c\/li\u003e\n\u003cli\u003eCheck the \u003cstrong\u003ePayday Summary\u003c\/strong\u003e for your spending allowance. Update the money in your account on Settings whenever you check your balance.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDigital download. No physical item is sent.\u003c\/li\u003e\n\u003cli\u003eBuilt for Microsoft Excel. Dates use the day\/month\/year format (dd\/mm\/yyyy).\u003c\/li\u003e\n\u003cli\u003eWhen you pay a bill, log it on Spending under \"Bills \u0026amp; direct debits\" so it shows in your Monthly Summary.\u003c\/li\u003e\n\u003cli\u003eWeekly allowance = money in your account, minus your buffer and bills due before payday, divided by the weeks until payday.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eThis planner is for organisation only. It is not financial or debt advice. If you are struggling to pay your bills, free independent help is available from reputable services in your country.\u003c\/em\u003e\u003c\/p\u003e","brand":"LevelGrow","offers":[{"title":"Default Title","offer_id":59528291451228,"sku":null,"price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/files\/paycheck-planner-2-hero.png?v=1793219244","url":"https:\/\/levelgrow.co.uk\/products\/payday-budget-planner-paycheck-to-paycheck-excel-template-uk","provider":"LevelGrow","version":"1.0","type":"link"}