{"product_id":"debt-free-journey-planner-interactive-excel-template-uk","title":"Debt-Free Journey Planner | Interactive Excel Template (£ $ €)","description":"\u003cp\u003eA calm, practical way to organise your debts, plan your budget and see your progress. The Debt-Free Journey Planner is an interactive spreadsheet that does the sums for you. Choose £, $ or € on the Settings tab and every heading follows.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSave £4.99:\u003c\/strong\u003e get this planner plus the Household Management Dashboard together in the \u003ca href=\"\/products\/home-money-planner-bundle-debt-free-journey-household-dashboard-excel-uk\"\u003eHome \u0026amp; Money Planner Bundle\u003c\/a\u003e for £17.99. Or add the Payday Budget Planner too and save £7.98 in the \u003ca href=\"\/products\/complete-home-money-planner-bundle-3-excel-planners-uk\"\u003eComplete Home \u0026amp; Money Planner Bundle\u003c\/a\u003e for £24.99.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside (13 tabs)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettings:\u003c\/strong\u003e choose your currency (£, $ or €).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebts:\u003c\/strong\u003e list what you owe and see balances, % paid off, months left and an estimated debt-free date.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBudget and Repayment Plan:\u003c\/strong\u003e plan what you can afford each month. Debt payments fill in automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment Log:\u003c\/strong\u003e record each payment and your balances update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStrategy:\u003c\/strong\u003e your debts ranked automatically for the snowball and avalanche methods.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoals, Bills, Spending, Savings, Review and Milestones:\u003c\/strong\u003e gentle trackers to keep you on course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to use it\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eDownload the file after purchase and open it in Microsoft Excel.\u003c\/li\u003e\n\u003cli\u003eStart on the \u003cstrong\u003eStart Here\u003c\/strong\u003e tab, then choose your currency on \u003cstrong\u003eSettings\u003c\/strong\u003e. Type only in the yellow cells. Grey cells calculate themselves.\u003c\/li\u003e\n\u003cli\u003eOn the \u003cstrong\u003eDebts\u003c\/strong\u003e tab, list each debt with its balance, minimum payment and interest rate.\u003c\/li\u003e\n\u003cli\u003eOn \u003cstrong\u003eRepayment Plan\u003c\/strong\u003e, add any extra amount you can afford each month.\u003c\/li\u003e\n\u003cli\u003eRecord each payment in the \u003cstrong\u003ePayment Log\u003c\/strong\u003e and watch your balances and progress update.\u003c\/li\u003e\n\u003cli\u003eUse \u003cstrong\u003eStrategy\u003c\/strong\u003e to see which debt to focus on first, then do a quick \u003cstrong\u003eReview\u003c\/strong\u003e each month.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDigital download. No physical item is sent.\u003c\/li\u003e\n\u003cli\u003eBuilt for Microsoft Excel. Dates use the day\/month\/year format (dd\/mm\/yyyy).\u003c\/li\u003e\n\u003cli\u003eInterest and fees are not added automatically, and the debt-free date is an estimate based on your planned payments.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eThis planner is for organisation and education only. It is not financial or debt advice. If you are struggling with repayments, seek free, independent debt advice from a reputable service in your country.\u003c\/em\u003e\u003c\/p\u003e","brand":"LevelGrow","offers":[{"title":"Default Title","offer_id":59525274337628,"sku":null,"price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/files\/rn-image_picker_lib_temp_93e38e41-bb30-4449-8a8a-cecb6b81112d.png?v=1792478923","url":"https:\/\/levelgrow.co.uk\/products\/debt-free-journey-planner-interactive-excel-template-uk","provider":"LevelGrow","version":"1.0","type":"link"}