{"title":"Money \u0026 Budget Planners","description":"\u003cp\u003eTake control of your money with LevelGrow digital budget planners and trackers. Plan payday, organise bills and payments, monitor spending and work towards becoming debt-free with practical interactive Excel templates.\u003c\/p\u003e\u003cp\u003eMade for UK budgeting with £ fields, these downloadable tools help you see your finances more clearly and make a plan that works for you. Check each listing for the features and file format included.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eDigital download only:\u003c\/strong\u003e no physical product will be posted.\u003c\/p\u003e","products":[{"product_id":"debt-free-journey-planner-interactive-excel-template-uk","title":"Debt-Free Journey Planner | Interactive Excel Template (£ $ €)","description":"\u003cp\u003eA calm, practical way to organise your debts, plan your budget and see your progress. The Debt-Free Journey Planner is an interactive spreadsheet that does the sums for you. Choose £, $ or € on the Settings tab and every heading follows.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSave £4.99:\u003c\/strong\u003e get this planner plus the Household Management Dashboard together in the \u003ca href=\"\/products\/home-money-planner-bundle-debt-free-journey-household-dashboard-excel-uk\"\u003eHome \u0026amp; Money Planner Bundle\u003c\/a\u003e for £17.99. Or add the Payday Budget Planner too and save £7.98 in the \u003ca href=\"\/products\/complete-home-money-planner-bundle-3-excel-planners-uk\"\u003eComplete Home \u0026amp; Money Planner Bundle\u003c\/a\u003e for £24.99.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside (13 tabs)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettings:\u003c\/strong\u003e choose your currency (£, $ or €).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebts:\u003c\/strong\u003e list what you owe and see balances, % paid off, months left and an estimated debt-free date.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBudget and Repayment Plan:\u003c\/strong\u003e plan what you can afford each month. Debt payments fill in automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayment Log:\u003c\/strong\u003e record each payment and your balances update.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStrategy:\u003c\/strong\u003e your debts ranked automatically for the snowball and avalanche methods.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoals, Bills, Spending, Savings, Review and Milestones:\u003c\/strong\u003e gentle trackers to keep you on course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to use it\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eDownload the file after purchase and open it in Microsoft Excel.\u003c\/li\u003e\n\u003cli\u003eStart on the \u003cstrong\u003eStart Here\u003c\/strong\u003e tab, then choose your currency on \u003cstrong\u003eSettings\u003c\/strong\u003e. Type only in the yellow cells. Grey cells calculate themselves.\u003c\/li\u003e\n\u003cli\u003eOn the \u003cstrong\u003eDebts\u003c\/strong\u003e tab, list each debt with its balance, minimum payment and interest rate.\u003c\/li\u003e\n\u003cli\u003eOn \u003cstrong\u003eRepayment Plan\u003c\/strong\u003e, add any extra amount you can afford each month.\u003c\/li\u003e\n\u003cli\u003eRecord each payment in the \u003cstrong\u003ePayment Log\u003c\/strong\u003e and watch your balances and progress update.\u003c\/li\u003e\n\u003cli\u003eUse \u003cstrong\u003eStrategy\u003c\/strong\u003e to see which debt to focus on first, then do a quick \u003cstrong\u003eReview\u003c\/strong\u003e each month.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDigital download. No physical item is sent.\u003c\/li\u003e\n\u003cli\u003eBuilt for Microsoft Excel. Dates use the day\/month\/year format (dd\/mm\/yyyy).\u003c\/li\u003e\n\u003cli\u003eInterest and fees are not added automatically, and the debt-free date is an estimate based on your planned payments.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eThis planner is for organisation and education only. It is not financial or debt advice. If you are struggling with repayments, seek free, independent debt advice from a reputable service in your country.\u003c\/em\u003e\u003c\/p\u003e","brand":"LevelGrow","offers":[{"title":"Default Title","offer_id":59525274337628,"sku":null,"price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/files\/rn-image_picker_lib_temp_93e38e41-bb30-4449-8a8a-cecb6b81112d.png?v=1792478923"},{"product_id":"payday-budget-planner-paycheck-to-paycheck-excel-template-uk","title":"Paycheck to Paycheck Budget Planner | Payday Excel Template (£ $ €)","description":"\u003cp\u003eKnow exactly what you can spend until your next payday. The Payday Budget Planner is an interactive Excel spreadsheet that works out what is left after your bills and gives you a weekly spending allowance. Choose £, $ or € on the Settings tab and every heading follows.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eSave £7.98:\u003c\/strong\u003e get this planner plus the Debt-Free Journey Planner and the Household Management Dashboard together in the \u003ca href=\"\/products\/complete-home-money-planner-bundle-3-excel-planners-uk\"\u003eComplete Home \u0026amp; Money Planner Bundle\u003c\/a\u003e for £24.99.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePlanning Christmas too?\u003c\/strong\u003e Get this planner plus the Christmas Planner \u0026amp; Budget Tracker in the \u003ca href=\"\/products\/christmas-money-bundle-christmas-planner-payday-budget-planner-excel-uk\"\u003eChristmas Money Bundle\u003c\/a\u003e for £12.99 and save £3.99.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside (9 tabs)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayday Summary:\u003c\/strong\u003e your next payday and days to go, the money in your account after your buffer and bills due before payday, what is left to spend, and your weekly spending allowance.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePaydays:\u003c\/strong\u003e an income log with expected and received amounts.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBills:\u003c\/strong\u003e bills and direct debits with next due dates. Overdue bills and bills due before payday are flagged automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSpending:\u003c\/strong\u003e log what you spend by category.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBudgets:\u003c\/strong\u003e monthly budgets for food, travel and more across 11 categories, with spent, remaining and % used.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUnexpected:\u003c\/strong\u003e record unplanned costs and how you covered them.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonthly Summary:\u003c\/strong\u003e income, bills, everyday spending, unexpected costs and what was left over for every month of the year.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettings:\u003c\/strong\u003e choose your currency, enter the money in your account now and set a buffer to keep.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow to use it\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eDownload the file after purchase and open it in Microsoft Excel.\u003c\/li\u003e\n\u003cli\u003eStart on the \u003cstrong\u003eStart Here\u003c\/strong\u003e tab, then use \u003cstrong\u003eSettings\u003c\/strong\u003e to choose your currency and enter the money in your account now.\u003c\/li\u003e\n\u003cli\u003eAdd your paydays on \u003cstrong\u003ePaydays\u003c\/strong\u003e and your bills on \u003cstrong\u003eBills\u003c\/strong\u003e. Type only in the yellow cells. Grey cells calculate themselves.\u003c\/li\u003e\n\u003cli\u003eSet your monthly budgets, then log what you spend on \u003cstrong\u003eSpending\u003c\/strong\u003e.\u003c\/li\u003e\n\u003cli\u003eCheck the \u003cstrong\u003ePayday Summary\u003c\/strong\u003e for your spending allowance. Update the money in your account on Settings whenever you check your balance.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDigital download. No physical item is sent.\u003c\/li\u003e\n\u003cli\u003eBuilt for Microsoft Excel. Dates use the day\/month\/year format (dd\/mm\/yyyy).\u003c\/li\u003e\n\u003cli\u003eWhen you pay a bill, log it on Spending under \"Bills \u0026amp; direct debits\" so it shows in your Monthly Summary.\u003c\/li\u003e\n\u003cli\u003eWeekly allowance = money in your account, minus your buffer and bills due before payday, divided by the weeks until payday.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eThis planner is for organisation only. It is not financial or debt advice. If you are struggling to pay your bills, free independent help is available from reputable services in your country.\u003c\/em\u003e\u003c\/p\u003e","brand":"LevelGrow","offers":[{"title":"Default Title","offer_id":59528291451228,"sku":null,"price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/files\/paycheck-planner-2-hero.png?v=1793219244"},{"product_id":"christmas-money-bundle-christmas-planner-payday-budget-planner-excel-uk","title":"Christmas Money Bundle | Christmas Planner + Payday Budget Planner (Excel, £ $ €)","description":"\u003cp\u003ePlan Christmas and keep your money on track all the way to January. This bundle gives you two interactive Excel planners that do the sums for you, at a saving compared with buying them separately. Choose £, $ or € on the Settings tab of each planner.\u003c\/p\u003e\n\u003ch3\u003eWhat you get\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eChristmas Planner \u0026amp; Budget Tracker (9 tabs):\u003c\/strong\u003e an overview with a countdown, gift list, food and drink, decorations, events and travel, cards and postage, and a ready-made task checklist.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayday Budget Planner (9 tabs):\u003c\/strong\u003e see what is left to spend until your next payday, with bills due before payday, monthly budgets for food, travel and more, a weekly spending allowance and a monthly summary.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow they work together\u003c\/h3\u003e\n\u003cp\u003eUse the Christmas Planner to budget for gifts, food and events. Use the Payday Budget Planner to see what you can actually spend each pay period, so you can put Christmas spending where it fits and still cover your bills.\u003c\/p\u003e\n\u003ch3\u003eHow to use it\u003c\/h3\u003e\n\u003col\u003e\n\u003cli\u003eDownload the zip file after purchase and unzip it. You will find two Excel files.\u003c\/li\u003e\n\u003cli\u003eOpen either file in Microsoft Excel and start on the \u003cstrong\u003eStart Here\u003c\/strong\u003e tab.\u003c\/li\u003e\n\u003cli\u003eType only in the yellow cells. Grey cells calculate themselves.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003ch3\u003eGood to know\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eDigital download. No physical item is sent.\u003c\/li\u003e\n\u003cli\u003eBuilt for Microsoft Excel. Dates use the day\/month\/year format (dd\/mm\/yyyy).\u003c\/li\u003e\n\u003cli\u003eThe Christmas Planner is reusable every year. Change the year on Settings and the task dates update.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eBoth planners are for organisation only. They are not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"LevelGrow","offers":[{"title":"Default Title","offer_id":59584344981852,"sku":null,"price":12.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/files\/christmas-money-bundle-light-version.png?v=1792353710"},{"product_id":"debt-free-journey-tracker-online-app","title":"Debt-Free Journey Tracker | Online Debt Payoff Tracker","description":"\u003cp\u003e\u003cstrong\u003eOne payment at a time. Progress you can see.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe LevelGrow Debt-Free Journey Tracker is a web-based debt payoff tracker. Create your login and use it on your phone, tablet or laptop. An internet connection is required.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eTrack your debts\u003c\/strong\u003e – see everything together in one place\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLog payments\u003c\/strong\u003e – record each payment as you make it\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSee your estimated debt-free date\u003c\/strong\u003e – and watch your progress grow\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eAfter purchase:\u003c\/strong\u003e you'll receive your access link and quick-start steps. No spreadsheet or document is included.\u003c\/p\u003e\u003cp\u003e\u003cem\u003ePlease note: this is a tracking tool for personal organisation and is not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"LevelGrow","offers":[{"title":"Default Title","offer_id":59640149541212,"sku":null,"price":9.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/files\/rn-image_picker_lib_temp_342a5434-4b9f-4eb3-9ae2-8b631e4ef20a.png?v=1793188976"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1055\/6719\/1388\/collections\/1000152432.png?v=1792282262","url":"https:\/\/levelgrow.co.uk\/collections\/money-budget-planners.oembed","provider":"LevelGrow","version":"1.0","type":"link"}